Federal Jurisdiction

Federal baseline apartment fee requirements

Nationwide laws that apply to all rental housing, regardless of state or local jurisdiction. These form the minimum compliance standard.

5
Federal Rules
4
Covered Topics
50+DC
Applies To

Federal Jurisdiction Overview

Federal apartment fee regulations establish the nationwide baseline for rental housing compliance. These laws apply to all properties regardless of state or local jurisdiction and cannot be superseded by less restrictive state or local laws.

Key principle: State and local laws can be more restrictive than federal requirements, but they cannot provide less protection than federal law mandates.

Federal requirements

Covered regulatory topics

Federal laws that establish nationwide minimum standards for apartment fees and disclosures.

Key legislation

Primary federal housing laws

The major federal statutes that regulate apartment fees and rental practices.

Fair Housing Act

42 U.S.C. §§ 3601 et seq.

Prohibits discrimination in housing based on race, color, national origin, religion, sex, familial status, or disability. Applies to fees, deposits, and all rental terms.

  • Application fees must be applied equally to all applicants
  • Security deposits cannot vary based on protected characteristics
  • Pet deposits must include reasonable accommodations for service animals

Servicemembers Civil Relief Act

50 U.S.C. §§ 3901 et seq.

Provides financial and legal protections for military service members, including specific provisions for rental housing and lease termination.

  • Early lease termination rights for deployment
  • Interest rate reductions on pre-service debts
  • Protection from eviction during active duty

Fair Credit Reporting Act

15 U.S.C. § 1681

Regulates how tenant screening reports can be used and requires specific disclosures when adverse action is taken based on credit reports.

  • Adverse action notices required for denials based on credit
  • Tenant rights to free credit reports after adverse action
  • Screening fee limitations where prohibited by state law
Recent updates

Latest federal changes

Recent proposed and final updates to federal housing regulations.

4/15/2026 final

HUD final rule: Affirmatively Furthering Fair Housing — new portfolio reporting requirement effective Jan 2027.

View All Federal Changes

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